Retiring early was a mantra in the late '90s when investment returns were high and everyone wanted to live the good life. Is it still possible now? Absolutely, but it takes careful planning and honest assessments.
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Detailed Planning Now Will Help You Achieve the Dream
Retiring early from working life is a goal for many people who grind away every day for a paycheck. However, for a growing number of working people, early retirement is more of a fantasy than an achievable goal. Without
proper budgeting, projecting and planning, retirement can be a scary prospect. Here are some of the basic steps to take to ensure that you can retire early and in style:
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Welcome to Raising Money$mart Kids!
What do YOUR kids know about the value of a buck? If you're like most families, finances aren't often discussed. Some parents feel that talking about money makes their kids feel like they're poor. Others may not know where or when to start to help their kids learn about budgeting or business or banking.
Here at Raising Money$mart Kids, you will find articles on everything from setting up an allowance to running a lemonade stand to helping kids make better purchase decisions. You can ask questions get help from the community.
So, grab a cup of coffee and pull up a chair!
Thursday, October 28, 2010
Monday, October 25, 2010
Cash or Debit Card When Travelling: Which is Better?
When travelling, either abroad or in the U.S., determining what kind of funds to bring is just as important as how much to bring. Here are some important considerations to mull over when deciding whether to use cash or debit cards on your next holiday.
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Should You Use Cash or Debit Cards when Traveling?
Most travelers need more access to funds when traveling than when going about their normal routine. Choosing whether to carry cash or a debit card involves many considerations including portability, universality, the potential for theft, and costs. The issue is further complicated when traveling internationally when foreign exchange rates are taken into consideration. For example, when I travel domestically, I often use cash for its convenience but when I travel abroad, I frequently use a debit card in countries where they are widely taken.
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